Innovation in Banking Essay Example | Topics and Well Written Essays - 2000 words

Innovation in Banking - Essay Example The purpose of this paper is to explore the technological determinist view of banking and the way in which it is causing changes in the society and customer behavior. The term technological determinism was first coined by Veblen, a sociologist in America and had later recurred in the works of a number of researchers. The fundamental idea behind technological determinism is that technology cannot be influenced by cultural and political forces as it has its own predictable and traceable path. Researchers have also suggested that once a technology has been introduced then it begins to show its effect on the society and the society supports further technological development. Though technological determinism has received its own share of criticisms, it remains as one of the most popular concepts of the 19th century. Technological determinism has been pointed as the key source that is driving competition in the global market in the present era. According to the research conducted by Chandl er, it has been found that technological determinism is the main reason that causes historical and social changes at a macro and social level. It was also pointed out in his research that technological determinism has the power to produce psychological influences on the minds of the consumers. According to the research conducted by Smith and Marx, it was established that technology can act as a major driver leading the path in which organizations and society are expected to behave in the future as successive innovations are introduced in the society.

Cutting the budget to the education system will do more harm than good Essay

Cutting the budget to the education system will do more harm than good - Essay Example The recent case of the state of California grants insight into the immediate impact of budget cuts on education systems. As of 2009 the California government had enacted budget cuts of about 12 billion, with an additional 1.2 billion proposed (O’Connell). This has led to â€Å"class-size increases in Pasadena† and â€Å"the expected laying off of 2250 teachers,† both linked to lower graduation rates (O’Connell). The consequences, however, reach farther than immediate effects on classroom quality and graduation. Lower education rates seem to lead to lower economic performance. According to Business Weekly, even at current rates decreases in educational performance could lead to a cut of as much as 2% of GDP due to changes in demographics and expected graduation rates (Symonds). With the growth of global markets and the precedence placed on economic performance in the burgeoning economic powerhouses of India and China, for instance, the United States must wo rk harder to compete. Symonds warns of the possibility of â€Å"more US white collar jobs [moving] offshore† as high school graduation rates in the US’ competitors increase. We cannot neglect the other side of the budget cuts.

(Annotated Bibligraphy) Finding 10 acadamic sources and writing a Essay

(Annotated Bibligraphy) Finding 10 acadamic sources and writing a brief description of those 6 entries(at least 3 sentences) - Essay Example The wars took place in a furious fight to control territory and resources. As violence escalate, laws were legislated to support the war policy of nations, e.g. espionage, albeit complaints of people who uphold freedom of speech against the monstrosity of forced servitude for war and to reassert their constitutional human rights. Author is from Brooklyn who was directly involved in WWII which motivated him to advocate for peace agenda later in his life. In 1956, he became a professor at Spellman College in Atlanta, a school for black women at the height of Civil rights movement. He was an adviser of to the Student Nonviolent Coordinating Committee (SNCC). This chapter of the book explicated the racial discrimination and the trafficking of black men who were subjected to severe slavery in North America. Many of them were forced to partake labor for agriculture—to grow rice, corn, and tobacco. Author is directly involved in WWII which motivated him to advocate for peace agenda. In 1956, he became a professor at Spellman College in Atlanta, a school for black women at the height of Civil rights movement. He was an adviser of to the Student Nonviolent Coordinating Committee (SNCC). This is a book which relates about post 9/11 incident and the consequential bombings done in Afghanistan as retaliatory moves against suspected terrorists. The author reflected about his experience as ‘bombardier’ in the Second World War and concluded that â€Å"any war, no matter how good, cannot solve the problems.† The author, as a warrior, has experiential stories of his participation on wars in Japan, Korea, Vietnam, Panama, Iraq and Yugoslavia. In this story, author reflected that while there are so much theoretical concepts about democracy, freedom, national security, there remains a large majority who are poor, hungry and sick. Author advocated for the reversal of the roles of heroes and villains following his deep involvement in

Challenges Faced By Healthcare Leaders In Terms Of Decision Making Assignment

Challenges Faced By Healthcare Leaders In Terms Of Decision Making Within the Team Environment - Assignment Example According to the research findings, leadership is the ability to influence other individuals through one’s actions and behavior. It should be noted that an organization may have different objectives and goals. It is the duty of the organizational leaders to organize oneself and others effectively to achieve the goals and objectives of the organization. In other words, leadership is all about the effective management of organizational resources in order to satisfy the needs of different stakeholders. In the context of the healthcare industry, the role of leadership is to address the needs of the healthcare staff and patients. In order to become a successful leader in the healthcare industry, a person should be able to improve the quality of healthcare provided to patients, develop and implement strategies to motivate healthcare staff, and ensure the healthcare organizations they run are managed well and demonstrate accountability for their use of resources. Healthcare industry consists of many segments such as aged care and disability health services. The needs of the aged and disabled may not be the same as that of other types of patients. For example, aged and disabled people may have lack of mobility and they require the support of others for completing their routine activities. It is necessary for a leader to formulate strategies based on the needs of the patients in order to make sure that all patients are able to receive quality healthcare services. Moreover, the expectations of the people about the health care services are more in the present era because of the rapid developments in medical science. At the same time, many of the modern patients, especially the aged and disabled patients are concerned about the growing hospital expenses even though they like to receive quality healthcare. Since healthcare industry is a profit-making industry, it is the duty of the leaders to make sure that the hospital management receives adequate returns on their i nvestments.

Success is Better Measured by One's Financial Attainment Essay

Success is Better Measured by One's Financial Attainment - Essay Example A smaller number of working professionals also struggle to attend graduate school and take postgraduate courses. However, because of several social economic and demographic reasons, not everyone can be in the profession of their choice. Thus, only a few can manage or afford to choose, and they inevitably pick such and like careers. Success can only be effectively evaluated by a person’s financial attainment. The one thing that most of the high-end jobs have in common is that the paychecks are much larger than what the people in lower jobs, like teachers, nurses, firefighters and police officers make. From this, we can conclude that the majority choose the jobs, not because of how fulfilling they are but how much money they earn. Bearing in mind that the society is aware of the distinction, it is evident that most of these professions are the ones who live in the best houses, drive nice cars and take their children to the high cost private schools. Society, in general, has the propensity to admire and praise those who seem to achieve notwithstanding how they got the success. Therefore, the financial attainment of an individual is a better and more suitable measurement for success than the education level. Take Bill Gates, for instance: he dropped out of Harvard without his degree and left school because he had problems with the administration for doing business in the dorm room (Times magazine, 2007). As such, his level of education at the time he was starting Microsoft, the company that made him one of the world’s wealthiest and most influential men, were the same as those of any college drop outs. However, he is not known or revered for his academic credentials of lack of them for that matter. He is known for his phenomenal wealth, and whether he made it with or without a college degree is beside the point since he is easily one of the most successful men in the world. While it may have to do with his contribution to technology, it is worth notin g that he did not achieve the feat alone yet many of his co-founders who are not as wealthy are hardly known as popular as him. Similarly, several of the greatest financial successes of the current times, including Paul Ellen, co-founder of Microsoft, the late Steve Jobs and Richard Branson, never finished schools, and they became some of the worlds fanatical giants (Carney 2009). While their success is undeniable, measuring it based on academic attainment would be impractical. Success is best measured by financial achievement since the people who have the most influence in the world are not the most educated, but the ones who wealthy financially. In order to enhance this, assume one is a professor with 10 degrees and someone else is a billionaire and a school dropout. One is limited to what he/she can achieve alone, since, without the money, one cannot reach very many people with your education. However, the dropout with money can use it to pay people with more education, hence, he is more successful in that endeavor. If success represents the achievements of a person’s set objectives, let us hypothetically visit students in class and inquire them, â€Å"What is your intention for being in class?† - â€Å"To get a degree†. If yes, does it mean that when they get the degree they have achieved their intention? We do not stop there, we ask further: â€Å"What do you intend to do with your degree?† - â€Å"To get a well paying job, so I can start a family†

Giving Guantanamo back to Cuba Case Study Example | Topics and Well Written Essays - 1250 words

Giving Guantanamo back to Cuba - Case Study Example Though it is debatable, I am of the opinion that at some point we might have lost our goodwill. I have no doubt that the United States is after the well-being of humans worldwide, but that does not mean we ought to let our feet of the gas and take for granted the happenings at Guantanamo bay. I say so because for over a decade we have allowed our government to use duress in Guantanamo bay detention camp. For the first time in several, we have maintained hard line stands and consigned human dignity to oblivion. In my opinion, I think the key players who take part in the process of national decision-making have backed the wrong horse. This is because they have overtime watched with crossed hands the dismal conditions under which those who stay at the Guantanamo bay detention camp put up with on a daily basis. In handling this project description, I am going to assume the role of the Secretary of State and shed light on how I can address the issues raised by Jonathan M. Hansen in his article titled Give Guantanamo Back to Cuba. I am going to evaluate the best possible action mechanisms we can employ to put the issue to rest. At the same time, I am going to discuss the relationship between the courses of action with the aim of preserving our national interests. Supplementary to the above mentioned, I am going to take account of the possibility of handing over the leadership of Guantanamo bay Island to Cuba and weigh the consequences of such an action. Since its creation by the Congress in 1789, the State Department under the watchful eye of the Secretary of State has risen to become one of the most looked upon offices not only in the United-States but worldwide. As the Secretary of State, I would put into use my duty as the President’s prime advisor on US foreign policy and recommend the end to American rule at the Cuban based Guantanamo bay detention camp. I am convinced by far, that the closure of the Guantanamo bay detention camp shall enable the US to be the custodian of two of its most important national interests: values and international organization. I say so because those suspects detained at the camp are subjected to undignified treatment. For starters, those detained at the facility are still innocent and the prosecutors are still in the process of proving that they are responsible for the various crime charges they are facing (Air University, 2012). If recent statistics collected from the facility are anything to go by, then the fact that only one out of 172 detainees is put to trial is even more worrying. I would ensure the enactment of laws that leave the military, which is our main instrument of power at the facility with no choice but to ensure that they treat the suspects with honor and decency. I would bring to an end the physical abuse that t he suspects always go through. This is achievable by penalizing heavily those military officers who harm the captives (Air University, 2013). During the transition process, I would recommend information as an instrument of power. Information shall come out through proper guidance and counseling of the captives. Guidance and counseling is imperative because it enables the captives to know that there is hope amidst all the tribulations they face. Another reason as to why information as an instrument of power should be employed during transition is because, of the causes of death at the facility. Recent studies taken from the Guantanamo ba

The Enthalpies of Combustion Essay Example for Free

The Enthalpies of Combustion Essay Standard enthalpy change of combustion is the energy change that occurs when 1 mol of fuel is completely burnt in oxygen under standard conditions. However, it is impossible for substances to be burnt under standard conditions. The enthalpies of combustion are different depending on the number of carbons and hydrogens in each substance. For example, the enthalpy combustion for methane is -890 kJ mol-1, however the enthalpy change of combustion for ethane or propane will be greater because more bonds are involved and therefore more bonds are broken and made. All combustion reactions are exothermic because energy is given out to make bonds. Figure 1: Exothermic reaction Before you start doing calculations for enthalpy change of combustion you firstly need to balance the equation. For example: Methane CH4 (g) + 2O2 (g) 2H2O (g) + CO2 (g) Also it is important to note when making a combustion reaction balanced equation that the state symbols for all the substances are gaseous even water. Moreover, it is only in a combustion reaction that you use halves in an oxygen molecule. An example for octane is: C8H12 (g) + 12.5O2 (g) 8CO2 (g) + 9H2O (g) Method for the enthalpy of combustion for various alcohols 1. Set up a tri pod and place tiles around it. 2. Fill up a metal calorimeter with 200 cm3 of water and place on the tri pod. Also, place a thermometer on the container. 3. Record the reading on the thermometer of the temperature of the water. 4. Weigh the spirit burner containing the alcohol you are going to use and again record the reading. 5. Place the spirit burner containing the alcohol under the tri pod and quickly as possible take the lid off and light a match on it. 6. Wait till you will see a 15 degree increase on the thermometer. 7. When you see a 15 degrees increase, place the lid back on the alcohol and stir the water well with the thermometer until you see there is no change in temperature. 8. Weigh the alcohol and record the reading. Also record the reading of the temperature after it has increased. 9. Repeat steps 1-8 for all different alcohols. Results obtained from experiment Methanol Ethanol propan-1-ol Butan-1-ol Pentan-1-ol Enthalpy change of combustion (kJmol-1) 379.80 1071.23 1332.62 1715.82 2110.04 Enthalpy change of combustion = (1/moles of alcohol burned) x enthalpy released during the ex. True results of alcohols that should be obtained Methanol Ethanol propan-1-ol Butan-1-ol Pentan-1-ol Enthalpy change of combustion (kJmol-1) -890.30 1559.70 2219.70 2876.50 3509.10 From the results I obtained I can make a conclusion that the results were not very close to the true, this is because the experiment could not done under standard conditions like the other and therefore because of that some heat was lost to the surrounding. While I was carrying the experiment I realised that a black substance began to form underneath the colorimeter (container where the water was put in and heated up) which was carbon, meaning there was incomplete combustion. This therefore effected the results I obtained because the combustion experiment was not complete. Evaluation Experimental errors In any experiment, errors are made which are unavoidable. We can work out the errors of the equipments that were used in the experiment to find out which has the most effect. It is then best to convert these errors in to percentages because it is easier to see which has the most effect on your results and which has the least percentage error. Percentage error = error / reading x 100. A balance has a precision error of 0.005. Next I will turn it to a percentage error. The balance was used to weigh the spirit burners of the 5 alcohols before using it in the experiment and after it was used to heat the water up. Methanol Ethanol propan-1-ol Butan-1-ol Pentan-1-ol Initial mass of spirit burner / g 198.56 188.80 180.66 212.75 189.62 Percentage error/ % 0.003 0.003 0.003 0.002 0.003 Methanol Ethanol propan-1-ol Butan-1-ol Pentan-1-ol Final mass of spirit burner / g 197.41 188.16 180.09 212.08 189.08 Percentage error / % 0.003 0.003 0.003 0.002 0.003 Looking at the results above for the percentage errors, I can conclude that the balance did not effect the results I obtained as it gave me a small percentage error that was less than 1%. This ensures me that the measurements of the spirit burners that I obtained using the weighing balance where very accurate. Procedural errors * A thermometer was placed on the colorimeter and when reached to 500c and recorded the highest temperature by siring until there was no increase in temperature. * Keep lid on spirit burner to endure the alcohol did not evaporate to obtain a accurate measurement of the mass of alcohol combusted. * Draft exclusion made using insulating tiles. This is so less heat and temperate near the spirit burner that is lighted is relatively kept constant and not effected by air coming from window or heat from radiator.